How policy applies across India
This Privacy Policy sets out how we collect, use, store and share personal data connected with your account, device, wallet and support contact. We collect what is needed to create your account, confirm access, process UPI, Paytm, PhonePe or Google Pay activity, protect the wallet, reply
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to your requests and meet legal duties that may apply in India. We do not sell your personal data. Some data may be checked with payment partners, identity tools, hosting providers or fraud-prevention services so we can run the account flow safely. Access and eligibility depend
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on local law and are available where local law permits, so your location data may be used only where needed for that assessment. If we change this Privacy Policy, we place the updated version on this page with the new effective date.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.